Chandra D. Brown - Public Adjuster • Recruiter

After a disaster, it can be difficult to know where to start.

I am here to represent your loss, coordinate support services,  and ensure you are fairly and equitably compensated.

Residential Services

There is a great benefit to using a residential public adjuster. First, they have experience dealing with insurance companies and know how to get the best results for their clients. They also have knowledge of the claims process and can help you understand the science of adjusting. Finally, they can help navigate the complex paperwork and legal processes involved in a property claim.

Single Family Residential Property means a developed property that serves the primary purpose of providing a permanent dwelling unit to a single-family.

A multi-family home is a single building that's set up to accommodate more than one family living separately. That can range from a duplex, which has two dwellings within a single building, to homes or small apartment buildings with up to four units.

Residential rental property refers to homes that are purchased by an investor and inhabited by tenants on a lease or other type of rental agreement.

Commercial Services

When your business suffers property damage, it's important to have someone on your side to make sure you're getting a fair and equitable settlement from your insurance company. A public adjuster is that advocate, ensuring you receive the full amount you're owed for your damages.
Commercial
The technical difference between a residential and commercial property is as follows: Residential real estate is all single-family homes and one to four-unit rental residences. In contrast, commercial property is anything with five or more units.

Business Interruption Services

When your company experiences a business interruption, it can be difficult to know where to turn for assistance. Dealing with insurance companies, while trying to keep your business running, can seem daunting. That is where a public adjuster comes in.

Business Interruption

Business interruption insurance is a type of insurance that covers the loss of income that a business suffers after a disaster. The income loss covered may be due to disaster-related closing of the business facility or due to the rebuilding process after a disaster.

Educating and Protecting the Policyholder

Educating policyholders about their policy entitlements guaranteed by the payment of their insurance premium is my focus. Protecting the insured by filing insurance claims on their behalf according to their policy entitlements is my duty.
Perils
Fire or lightning
Hail or windstorm
Riot or civil
commotion
Explosion
Damage by aircraft
Damage by vehicles
Smoke
Tearing, cracking, burning, or bulging
Vandalism or malicious mischief
Theft
Volcanic eruptions
Falling objects
Weight of ice, snow, and sleet
Freezing of home systems
Sudden/accidental power surges
Water/steam discharge from home systems and appliances
Learn more about
Types of Claims
Getting Started

Learn more about your policy and identify threats to your real property or physical health.

Submit Declaration Pages and Schedule Property Inspection*
What is your policy number?
What is your coverage period?
How much has your premium increased?
Has your coverage changed?
Have your improvements eliminated your coverage?
Do you have current damage?
Have you been denied a claim?
Schedule Free Policy Review and Property Inspection
*Declarations pages must be submitted to schedule your free policy coverage review or free home inspection.

Your questions

What kind of insurance do you offer?
We don't sell insurance or anything like that.
What are your fees?
They vary depending on the type and severity of the claim.
How does my deductible work?
Typically with property insurance, the deductible is taken from the amount of loss and simply deducted from your settlement.
Do I have a minimum size claim?
Typically we we won't take on a claim that's less than $1,500 over your deductible.
Do I have to spend all the money on my repairs?
No, but it varies slightly depending on the situation.
When is the policy effective?
Your declarations page will clearly spell out your effective date (when your policy begins) and your expiration date (when your policy ends). Your policy "period" or "term" refers to how long your policy is in effect before you need to renew.
Request Call

Let me give you a personalized policy review.

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